For Your Business

Employee Benefits

Along with wages, healthcare and health insurance premiums continue to rise. As businesses attempt to attract top talent, creating enticing yet cost-effective health plans become key.

What We Do

Creating innovative and modern employee benefits packages to support and retain talent

To accomplish this goal means something different to each organization. However, transparency
of cost and quality of care will always be front and center. Whether your organization is fully-insured or is open to exploring self-funding, we have options to balance your budget with your goals.

How we do it

Revitalizing your Workforce with a Personal Touch and Unmatched Resources

At SIA Group, we pride ourselves on being a full-service broker dedicated to serving our clients with excellence. With our team of specialized account management experts, underwriting and actuarial professionals, wellness team, and online enrollment solutions, we offer you the perfect blend of personalized local support and the extensive resources of a large-scale agency.

We understand that every client is unique, and that's why we provide the personal touch of a local team, ensuring that you receive tailored solutions that align with your specific needs. But that's not all—our extensive resources empower us to deliver comprehensive services, from collaborating with insurance carriers to supporting enrollment and identifying opportunities to maximize your return on investment.

At SIA Group we thrive on being nimble and creative problem solvers. We continuously explore new avenues to help contain costs, enhance employee experiences, and position you as an exceptional employer in the job market. Our forward-thinking approach ensures that we stay at the forefront of industry trends, enabling us to offer innovative solutions that drive your success.

Explore our other Solutions below

Protecting Your Employees' Well-being.

FAQs

For more detailed FAQs, check out our Learning Center!

Employees commonly inquire about the health insurance options offered by their employer. The available options may include Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, Exclusive Provider Organization (EPO) plans, and High Deductible Health Plans (HDHPs) with Health Savings Accounts (HSAs), among others.

This question pertains to the steps an employee needs to take to enroll in the offered benefits. Employers typically hold annual enrollment periods during which employees can select their desired benefits and coverage levels.

Employees often wonder about the tax implications of their benefits. Some benefits, like health insurance and retirement contributions, may be tax-exempt, while others, like certain fringe benefits,
could be subject to taxation.

Employees may want to know if they have to pay for any part of the offered benefits. Some benefits, like health insurance, may involve employee contributions, while others, like life insurance and disability coverage, might be fully covered by the employer.

Employees may inquire about whether they are required to participate in certain benefits. In most cases, benefits like health insurance are not mandatory for employees, but employers may be required by law to provide certain benefits or comply with specific regulations.

This question relates to whether employees can make changes to their benefits outside the regular enrollment period. Generally, changes can only be made during a special enrollment period triggered by qualifying life events like marriage, birth, or loss of other coverage.

Employees often want to know how their benefits are affected when they leave the company. In many cases, benefits like health insurance and retirement accounts may have options for continuation or portability.