Why Group Health Plans are Crucial for Small Businesses

A person operates a point-of-sale system on a tablet in a small business setting, with a card reader and receipt printer in the foreground. A staff member is seen serving a customer in the background. The caption reads, "Why Group Health Plans Are Crucial for Small Businesses," alongside the SIA Blogs logo. An example of group health plans for small businesses.

As a small business owner, you wear many hats, from managing day-to-day operations to making strategic decisions for growth. One of the most impactful decisions you can make is offering group health plans to your employees. While it might seem like a significant expense, the benefits of providing health coverage far outweigh the costs, both…

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Understanding Flood Insurance: October’s Rainy Season Risks

This image shows a flooded kitchen, with water covering the floor and reflecting the furniture above. The caption overlay reads, "Understanding Flood Insurance," along with the SIA Blogs logo.

Understanding Flood Insurance: October’s Rainy Season Risks October marks the start of the rainy season for many regions, and with it comes the heightened risk of flooding. While we often think of flooding as a springtime concern, the fall brings its own set of challenges—from heavy rains to rising rivers—that can put homes and businesses…

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Life Insurance Awareness Month

An older couple sits closely together with the man's arm around the woman, promoting Life Insurance Awareness Month. The "SIA Blogs" logo appears in the lower-right corner.

Life insurance may not be the most exciting topic, and it might feel like an unnecessary expense. However, if you have loved ones who rely on your financial support, life insurance is essential for their protection. In the event of your passing, your designated beneficiary would receive a financial benefit. To help you navigate the…

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Over 75% of Homes Damaged by Hurricane Debby May Lack Flood Insurance

A flooded basement with water covering the floor is shown, featuring scattered objects and furniture partially submerged. The image highlights the aftermath of Hurricane Debby, with a statistic indicating that over 75% of homes affected may lack flood insurance. The "SIA Blogs" logo is displayed in the lower-right corner.

More than three-quarters of the homes hardest hit by Hurricane Debby were located outside federal flood zones, meaning they weren’t required to carry flood insurance. Since standard homeowners insurance doesn’t cover flooding, uninsured damages from the storm could reach up to $12.6 billion, according to an analysis by the First Street Foundation. Hurricane Debby made…

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