Survey Highlights Americans’ Struggle with Prescription Drug Costs

A close-up view of various colorful prescription pills and blister packs scattered over U.S. dollar bills, symbolizing the financial burden of medication costs.

A recent survey by the Pharmaceutical Research and Manufacturers of America (PhRMA) sheds light on a significant issue: many Americans, even those with health insurance, are struggling to afford prescription medications. The Patient Experience Survey revealed that over half of insured Americans (51%) cannot accurately predict their prescription costs, while a sizable 38% reported rising out-of-pocket expenses…

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Understanding OSHA’s Proposed Heat Injury and Illness Prevention Standard

Two construction workers wearing reflective safety vests and hard hats stand near an excavator at a worksite during sunset, discussing OSHA's proposed heat injury and illness prevention standard.

The Occupational Safety and Health Administration (OSHA) has recently taken a significant step towards enhancing workplace safety by publishing a notice of proposed rulemaking in the Federal Register regarding heat injury and illness prevention. If finalized, this new standard would represent the first federal regulation specifically aimed at safeguarding workers from extreme heat, affecting all…

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How to Ensure You’re Covered for Trick-or-Treat Night

Three children dressed in Halloween costumes, including a pirate and a witch, hold a candy bucket filled with treats. The caption overlay reads, "How to Ensure You're Covered for Trick-or-Treat Night," along with the SIA Blogs logo.

As the leaves change color and the air turns crisp, it’s that time of year again—Halloween! For many families, this spooky holiday means dressing up in costumes, decorating homes, and, most importantly, trick-or-treating. While Halloween is all about fun and festivities, it’s crucial to remember that safety and preparation are just as important. One key…

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Why Group Health Plans are Crucial for Small Businesses

A person operates a point-of-sale system on a tablet in a small business setting, with a card reader and receipt printer in the foreground. A staff member is seen serving a customer in the background. The caption reads, "Why Group Health Plans Are Crucial for Small Businesses," alongside the SIA Blogs logo. An example of group health plans for small businesses.

As a small business owner, you wear many hats, from managing day-to-day operations to making strategic decisions for growth. One of the most impactful decisions you can make is offering group health plans to your employees. While it might seem like a significant expense, the benefits of providing health coverage far outweigh the costs, both…

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