Key Trends Shaping the Commercial Property Insurance Market

By Caitlin Diaz | January 30, 2025 |
A low-angle view of tall, modern commercial buildings with glass facades, bathed in bright sunlight. The image represents trends in the commercial property insurance market.

The commercial property insurance market has experienced a dynamic year in 2024, shaped by significant natural disasters, reinsurance market changes, and evolving risk financing options. Here’s a closer look at the critical developments and trends affecting the industry. 1. Natural Disasters: A Growing Concern The increasing frequency and severity of natural disasters have significantly impacted…

Read More

Car and Booster Seats Save Lives

By Caitlin Diaz | January 9, 2025 |
A smiling woman interacts with a young child in a car seat, ensuring the child is securely fastened. The image emphasizes the importance of using car and booster seats for safety.

Proper use of car seats, booster seats, and seat belts is crucial to protecting young passengers in the event of an accident. According to the CDC, using the correct car or booster seat can reduce the risk of injury by 71-82%. For children ages 4-8, using a booster seat reduces the risk of serious injury…

Read More

NOAA Winter Forecast 2024-25: Expect a Wetter North and a Drier South

By Caitlin Diaz | November 28, 2024 |
The image shows a snow-covered landscape with tall, frosted trees under a vibrant, colorful sky at sunset. In the foreground, the text "NOAA Winter Forecast 2024-25" is displayed, along with the SIA Blogs logo in the bottom right corner.

As winter approaches, the National Oceanic and Atmospheric Administration (NOAA) has released its U.S. winter outlook for December 2024 through February 2025. Driven by La Niña conditions, this season’s forecast anticipates marked weather patterns, with wetter-than-average conditions expected in the northern regions and a drier, warmer outlook for the South. What is La Niña, and…

Read More

Safety Tips for Holiday Meal Prep 

By Caitlin Diaz | November 21, 2024 |
A festive dining table with people serving and enjoying a variety of dishes, including roasted meat, salads, fruits, and charcuterie, creating a warm holiday atmosphere.

Getting together with friends and family can be the best part of the holiday season. However, as you start planning for Thanksgiving dinner and other gatherings, you must keep yourself and your guests safe. Even if you consider yourself an expert chef and know every nook and cranny of your kitchen, you should remain mindful…

Read More

Survey Highlights Americans’ Struggle with Prescription Drug Costs

By Caitlin Diaz | November 14, 2024 |
A close-up view of various colorful prescription pills and blister packs scattered over U.S. dollar bills, symbolizing the financial burden of medication costs.

A recent survey by the Pharmaceutical Research and Manufacturers of America (PhRMA) sheds light on a significant issue: many Americans, even those with health insurance, are struggling to afford prescription medications. The Patient Experience Survey revealed that over half of insured Americans (51%) cannot accurately predict their prescription costs, while a sizable 38% reported rising out-of-pocket expenses…

Read More