Commercial P&C Prices Up 5.1% in Q3, Umbrella Leading the Pack

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Commercial property and casualty insurance premiums rose by an average of 5.1% in Q3 2024, with umbrella pricing showing an uptick amid rate moderation in most other lines, according to the Council of Insurance Agents & Brokers (CIAB). Market conditions for Q3 held steady from the previous quarter, CIAB noted in its latest report, with…

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Life Insurance Awareness Month

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Life insurance may not be the most exciting topic, and it might feel like an unnecessary expense. However, if you have loved ones who rely on your financial support, life insurance is essential for their protection. In the event of your passing, your designated beneficiary would receive a financial benefit. To help you navigate the…

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Protecting Your Loved Ones: The Importance of Life Insurance

An older couple sits together on a bench, smiling as they look at a tablet. The scene is set outdoors with soft, warm lighting and trees in the background. The caption reads, "Protecting Your Loved Ones: The Importance of Life Insurance," along with the SIA Blogs logo.

Life insurance is a topic that often gets pushed to the back burner. It’s not the most exciting thing to think about, and some may view it as an unnecessary expense. However, when you have loved ones who rely on you for financial support, life insurance becomes a crucial tool for safeguarding their future in case of unforeseen circumstances. Let’s delve into the basics to help you better understand the significance of life insurance.

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Comparing Embedded and Nonembedded Deductibles

A doctor wearing a white coat uses a tablet to explain something to a patient, focusing on the screen during the consultation. The caption reads, "Comparing Embedded and Nonembedded Deductibles," along with the SIA Blogs logo.

It is crucial to comprehend how your health insurance deductible operates, and family coverage typically involves two fundamental types of deductibles. Knowing the specifics of your deductible type can assist you in preparing for potential out-of-pocket healthcare costs.

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